Individual Tax Accountant for Australians
Your tax return can become more difficult when you have investments, rental property, capital gains, foreign income, employee shares, crypto assets, several income sources or sole trader income. Financially Up Pty Ltd helps individuals understand their obligations, prepare accurate tax returns and obtain tax advice that reflects their circumstances.
We assist clients Australia-wide. Appointments can be booked online through the website or arranged over the phone.
If your matter needs advice beyond preparing an annual return, including broader financial advice, we will identify the required scope before the work begins.
Join countless Australians who experience a stress-free tax lodgement with us.
Individual Tax Practice
- PAYGSalary, Wages & Executive IncomeProfessional allowances, work deductions & PAYG
- CGTRental Properties, CGT & CryptoNegative gearing, depreciation schedules & capital gains
- ABNSole Traders & Multi-Stream EarnersABN income, PSI rules, expense claims & GST offsets
- Prior YearsOverdue Returns & AmendmentsPrior-year lodgements, missing records & ATO reviews
- Online & In-PersonFlexible Consultations100% online video meetings or in-person appointments
When an individual tax accountant may help
You can prepare and lodge your own tax return through the ATO. Professional assistance may be useful when your return is no longer straightforward, you are unsure how a transaction should be treated, you need to correct an earlier return or you want tax or financial advice before making a significant financial decision.
Income & Information Scope
identify the income and information relevant to your return
Deductions & Offsets
review deductions and offsets that may apply to your circumstances
Complex Asset Reporting
report investments, rental property, capital gains, foreign income and crypto asset transactions
Amendments & Outstanding Years
address missing information, prior-year returns or amendments
Pre-Transaction Assessment
understand the tax implications of a proposed transaction before it occurs
The treatment of any item depends on the facts, supporting records and Australian tax law. We will explain the information required and any areas that need further advice.
Our individual tax services
Whether your circumstances involve standard salary lodgements, multi-entity investments, foreign assets, or overdue years, we provide tailored, ATO-compliant solutions.
Individual tax returns
Preparation and lodgement of individual income tax returns, including salary and wages, eligible work-related expenses, interest, dividends and other relevant income.
Tax for high-income professionals
Tax return and advisory support for professionals and executives with multiple income sources, investments, employee share schemes or other complex reporting matters.
Sole trader tax
Support with business income and expenses reported in an individual return, together with relevant GST and record-keeping considerations.
Investment property tax
Assistance with rental income, deductible expenses, depreciation considerations and records relevant to a future disposal.
Capital gains tax
Advice and reporting support when you sell or otherwise dispose of property, shares, crypto assets or other assets that may have capital gains tax consequences.
Shares and investment income
Reporting of dividends, franking credits, interest, managed fund distributions, exchange-traded funds and relevant investment disposals.
Crypto asset tax
Review and reporting of crypto asset transactions based on the nature of your activity and the records available.
Foreign income
Assistance with Australian tax residency considerations, overseas income and potential foreign income tax offsets where applicable.
Employee share schemes
Support with the Australian tax treatment and reporting of employee shares, options and other equity interests.
Tax return amendments
Review of an already-lodged return and preparation of an amendment where information was missing or incorrect.
Prior-year and overdue tax returns
Practical support to prepare outstanding returns, identify missing records and bring your lodgements up to date.
Deceased estate tax returns
Tax return assistance for executors and legal personal representatives, including date-of-death individual tax returns and deceased estate trust tax returns. The work required will depend on the estate and its administration.
Who we help
This service is suitable for individuals who need help with an annual return or a personal tax matter, including:
Multiple Income Sources
employees and professionals with more than one source of income
High-Income Professionals
doctors, dentists, consultants, executives and other high-income professionals
Property & Asset Investors
property, share and managed-fund investors
Capital Gains & Asset Disposals
individuals with capital gains, foreign income, employee shares or crypto assets
Sole Traders & Contractors
sole traders and contractors
Overdue Returns & Amendments
people with overdue returns or a return that may need amendment
Executors & Legal Representatives
executors and legal personal representatives requiring tax assistance
Need Bespoke Advice?
Speak directly with an Australian tax accountant to evaluate your exact circumstances and scope.
How the process works
A clear, collaborative, five-step pathway ensuring every tax obligation is handled with precision, privacy, and full ATO compliance.
Book an appointment
Book an appointment online through the website or arrange a time over the phone. Your appointment can be held online using an Outlook Calendar online meeting link, or in person if you prefer to meet face to face.
Confirm scope and fees
We confirm the work to be completed and the applicable fee before commencing.
Provide your records
You provide the relevant documents through the approved Financially Up document channel. We review the records and let you know if anything further is needed.
Review the return or advice
We prepare the agreed work and explain the outcome, key assumptions and any matters requiring your confirmation.
Approve lodgement
Where the engagement includes a tax return, you review and approve it before we lodge it with the ATO. Separate or ongoing advice is provided only within the agreed scope.
Ready to Begin Step 1?
Schedule your consultation online or over the phone to discuss your return directly with our CPA team.
Tax advice before important decisions
Some tax and financial matters are easier to assess before a transaction takes place. Consider seeking advice before selling an investment, buying or changing ownership of a property, starting a side business, moving to or from Australia, receiving employee equity or making a significant change to your investments. Early advice cannot guarantee a particular tax result, but it can help you understand the available options and record-keeping requirements before you proceed.
Selling an Investment
Model transaction timing, assess CGT discount eligibility, offset capital losses, and clarify tax consequences before selling shares, crypto, or other assets.
Buying or Changing Ownership of a Property
Assess main residence exemption eligibility, co-ownership structures, stamp duty considerations, and depreciation records before entering into contracts.
Starting a Side Business
Determine the appropriate business structure, review Personal Services Income (PSI) rules, and plan record keeping and GST obligations from day one.
Moving to or from Australia
Understand Australian tax residency implications, deemed disposals of assets, foreign source income reporting, and applicable tax treaty rules.
Receiving Employee Equity
Understand taxing points for shares and options, available concessions, and record-keeping requirements under employee share schemes.
Making a Significant Change to Your Investments
Evaluate the tax impact of major portfolio reallocations, managed fund distributions, or restructuring your personal investments.
What you can expect
We operate with complete clarity, strict compliance with the Tax Agent Services Act 2009, and an unwavering commitment to accurate, defensible tax lodgements.
Plain English Advice
advice explained in plain English
Circumstance-Based Review
a review based on your circumstances and the records you provide
Review & Approval
an opportunity to review and approve your return before lodgement
Clear Scope Identification
clear identification of matters that require additional information or a separate engagement
Australia-Wide Service
online service for clients across Australia
Flexible Appointment Options
online appointments, phone-arranged appointments and in-person appointments
Financially Up Pty Ltd - Registered Australian Tax Practice
Operating in strict adherence to the Tax Agent Services Act 2009 (TASA) and the TPB Code of Professional Conduct. All advice, reviews, and ATO lodgements are prepared by certified professionals backed by comprehensive professional indemnity coverage.
Frequently asked questions
Common questions about individual tax return preparation, record keeping, online meetings, and ATO lodgement.
Yes. Individuals can use ATO online services, including myTax, to prepare and lodge their own returns. You may prefer an accountant when your affairs are complex, you are uncertain about the treatment of an item or you want advice as well as return preparation.